Disruption: Why Kenyans don’t need to visit the bank anymore

For a long time, a trip to the bank was usually a hassle. Long waiting times and lines, inconvenient opening times and finding a close enough branch made it one of our least favorite chores.

However across every income bracket, an equal percentage of consumers have access to digital and mobile banking tools. In fact it is one of the most important factors influencing their choice of banks according to a cornerstone study.

The purpose of the bank branch is to facilitate interactions between customers and bank employees. However with today’s technology the interaction can happen without the two parties physically being in the same location.

People using digital banking is steadily increasing and banks are listening. Including Standard Chartered Bank.

With the Standard Chartered mobile banking app, they have made it so you may never have to visit a bank branch again. This is especially helpful right now as thousands of Kenyans are working from home and are encouraged to stay safe.

Through the app you can manage your bank account as well as easily transfer money through MPesa.

Additionally you can transfer money through RTGS to other accounts as well as transfer money through PesaLink.

The app also has a QR pay option which allows you to pay for goods and services, scanning the QR code at selected merchant stores and website.

You can also purchase various types of insurance including; home, motor, travel and farewell. You don’t even need to carry your debit card as you can withdraw from any Standard Chartered ATM.

It’s easy to open account and once you do, you may never have to set foot in a bank again!

Open your account now – https://www.sc.com/ke/open-account/

Pay your utility bills with SC Mobile Banking app
Pay your utility bills with SC Mobile Banking app

This is why losing your credit or debit card is no longer a nightmare!

We’ve all been there, reached down for our wallet only to find it isn’t there. It could have been left somewhere, or stolen while you weren’t looking, or maybe it just disappeared! They are known to do that you know!

Either way, it is usually a nightmare to replace. At first we had to physically go to the bank and report it stolen – during which time someone could be using it. Then we could call our banks, but again how often are we left on hold for hours before we finally get to speak to someone.

Thankfully technologies advancement is to our benefit.

We now have access to digital banking apps like the Standard Chartered mobile banking app that is designed to make managing our accounts easier than ever. Now you can do pretty much everything from the comfort of your home as you stay safe. These include transferring money through MPesa. RTGS and PesaLink, buy insurance and protect your Standard Chartered debit card.

If you find that you have lost your debit card, you can block the card and request for a replacement right on the app! And while you wait, you can use your Standard Chartered mobile banking app to withdraw money from any Standard Chartered ATM.

Technology is only going to continue to improve, and with that improve the efficiency of our daily lives. From the way we travel, communicate and even bank, we should expect to see great things in the future.

Until then banks like Standard Chartered are ensuring that your banking needs are met.

Open your account now – https://www.sc.com/ke/open-account/

PS: Lost your SC Visa credit/debit card?

You can block it easily on you SC Mobile app as you #StaySafe at home with the following steps

– Login to SC Mobile
– Select ‘Service Requests’
– Select ‘Card Management’
– Select ‘Block & Replace Debit Card’ or ‘Report lost/stolen credit card’
– Enter ‘Reason to Block’ & select which card to be blocked.